This article describes the mobile app. On the web app, the Deposit button offers Crypto only, and card deposits are done in the app.
The Deposit with screen in the app can show Crypto, Apple Pay, Debit, Bank Account, and Exchanges and apps. It shows the methods available to your account, so you may not see all of them.
If you hold SOL, ETH, BNB or MON but no USDC, a Sell tile for that coin appears too, which turns it into cash.
Crypto
Crypto adds funds by receiving USDC from another wallet or exchange. Tap Crypto and select the network your USDC is on.
The address is copied for you, and the screen shows that network's minimum if it has one (Solana has none). Send USDC on that same network; on Robinhood Chain the deposit is USDG rather than USDC. This option is available everywhere fomo is.
Apple Pay and Debit
Apple Pay lets you buy a specific token directly with Apple Pay. You choose the token first, so this is a token purchase rather than a deposit to your cash balance.
Debit adds funds to your cash balance as USDC. Tap it, enter the amount and pay with a bank-issued debit card, or on iPhone with Apple Pay when it is available to your account.
Funds are usually ready within a few minutes.
When Apple Pay is available to your account the Deposit cash screen opens with it selected, and you can change the method under Details. Apple Pay deposits also land in your cash balance. The steps are in https://help.fomo.family/en/articles/18030364-depositing-with-apple-pay.
fomo doesn't add a fee of its own to that Apple Pay deposit. The checkout shows the payment provider's fee before you pay, which is why the USDC that lands can be a little less than the amount charged.
Bank Account and Exchanges and apps
Bank Account, where your account has it, funds your cash balance by bank transfer from a US bank account. The first time you choose it you are taken through identity verification and bank linking. The steps are in https://help.fomo.family/en/articles/17983904-depositing-from-your-bank-account.
Exchanges and apps lists the exchanges and apps available to your account, Coinbase or Cash App for example, so you can fund your fomo account from a balance you already hold there.
Once funds reach your cash balance, you can trade across any of fomo's supported chains.
