fomo is a non-custodial crypto trading app. Your tokens are always in your wallet and under your control, and only you can access them. fomo never holds your funds on your behalf, and no one at fomo can move, hold, or access your tokens.
Your wallet and your login
When you create a fomo account, the app creates a wallet that belongs to you. Your private keys are tied to your account and secured through your Google Account or Apple ID login. You do not need to write down a seed phrase or manage key files.
App lock and multi-factor authentication
Your Google Account or Apple ID is your login. On top of it, the mobile app offers Screen Lock, an optional setting under Settings, then Security. When it is on, the app asks for Face ID, Touch ID or your fingerprint each time you open it or come back to it.
Screen Lock protects the app itself. Withdrawals and key export are protected by multi-factor authentication instead, once you set it up. The web app has no biometric option; its lock is PIN lock, under Settings, then Security, which asks for a six digit PIN when you open fomo in that browser.
Multi-factor authentication, an authenticator app with a passkey you can add after it, is under Settings, then Security, then Multi-factor authentication on both the app and the web app. Once it is on, every withdrawal, send and key export asks for it. It is explained in https://help.fomo.family/en/articles/17831975-multi-factor-authentication-mfa.
How your private key is protected
Your private key is never stored in one place. It is split into multiple shares and distributed so that no single party, including fomo, holds enough to reconstruct it. The key is only reassembled inside a secure hardware environment for the brief moment needed to sign a transaction.
Keeping your account safe
Keep your email account secure. Use a strong password and enable two-factor authentication if you have not already. Your email is the gateway to your fomo wallet. Turning on multi-factor authentication adds a second check in front of withdrawals and your private keys.
Be cautious with your private keys. If you export them, treat them like a bank password. Never share them with anyone. Never store them on any digital devices or take a screenshot of it. You can always access your private keys at anytime through the app.
Watch out for phishing. fomo will never ask for your private keys, passwords, or login credentials through email, DMs, or any other channel.